Planning for the future? Citizens Bank offers short-term and long-term investment plans with attractive yields, flexible terms, and are insured. Whether you are planning for retirement or just seeking a solid return on your investments, call or stop by one of our convenient locations and see how a CD or IRA can help you plan for future needs.

• Certificate of Deposit (CDs)
• Individual Retirement Account (IRAs)

Certificates of Deposit

Features:

• Competitive interest rates
• Terms range from 3 to 60 months
• Interest deposited directly to a Citizens Bank account or capitalized back to the CD
• Interest paid by deposit or capitalization
  • Monthly
  • Quarterly
  • Semi-annually
  • Annually
• Bank may charge a penalty for early withdrawal of funds
• No administration or transaction fees
• Minimum opening deposit $500.00. Call one of our convenient locations for rates
• Available to individuals and businesses within Washington, Bulloch, Baldwin and contiguous counties

 

Individual Retirement Account CDs or Retirement Accounts for Employees

Citizens Bank of the South offers Traditional, Roth, and Educational IRAs to help consumers with their retirement goals. For employers, you can offer your employees the added benefit of retirement funds by purchasing and maintaining SEP IRAs and(or) other company investments.
Features:

• Competitive interest rates
• Investment terms range from 3 to 60 months
• Interest compounded and credited to account semi-annually
• No administration or transaction fees
• Bank may charge a penalty for early withdrawal of funds
• Minimum opening deposit $500.00. Call one of our convenient locations for rates
• Available to individuals and businesses within Washington, Bulloch, Baldwin and contiguous counties
• Use our financial calculators to determine funds needed to achieve your financial goals